Wealth Pipeline

10 things you may not know about Superannuation

As shareholders are part owners of the companies in which they invest, tax paid by the company is considered to be tax paid by the shareholders themselves. This means that if the company has paid Australian tax on its profits at 30 percent (the company tax rate) before you receive your dividends, then effectively any dividends received from the company you have paid tax on them at 30 percent.

A common investment debate is residential property versus listed equities (shares).

 Over certain periods of time residential property will outperform equities and vice versa but in the long run they are correlated.  We believe they are generally correlated because ultimately residential property values are determined by wealth and income levels and the best proxy for wealth and income levels is the equities market.

Personal insurance advice should be integrated with estate planning and be tax focused.