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The Age Pension & Retirement Income Streams

Our retirement planning advice endeavours to create clients retirement income streams.

Our clients approaching retirement often come to us with questions such as:

"What is the age pension?"

"What is a transition to retirement pension?"

There are 4 types of retirement income streams.  They are:

  1. Post Retirement superannuation pensions.  These include account based pensions, market linked pensions and lifetime complying pensions.
  2.  Pre- Retirement superannuation pensions (i.e. Transition to retirement pensions).
  3. The age pension.
  4. General income streams from sources outside of superannuation.  These include net rental income, interest, dividends and option premiums.

How retirees are paid retirement income streams depends on two factors:

  • The investments that are generating income; and
  • The entity that holds the investment (examples include a superannuation fund, family trust and you personally).

Humphrey Partners Private Wealth is conveniently located on the outskirts of Brisbane's CBD.

" I have been very impressed with the service that Chris Humphrey has supplied. He was able to take my complicated tax and insurance situation and provide a clear and concise investment strategy. The personal service that Chris has given me has been greatly appreciated. "

Michael Oberhardt - Principal Geologist at Arrow Energy