Investment Property Advice
We provide direct property advice to our clients.
Our property advice includes:
- Discussions of the general characteristics of property
- The differences between apartments, houses, inner city real estate, suburban real estate, mining towns etc
- Analysis of the different classes of commercial property - Industrial, retail, office, etc
- Determining the most appropriate level of gearing (negative and positive)
- Property ownership structures - joint tenants, tenants in common, discretionary trusts, superannuation funds etc
- Tax minimization - including in the event of capital gains, depreciation and the building allowance
- Principal Place of Residence Capital Gains Tax exemption
- Property ownership asset protection strategy - in the event of litigation or bankruptcy
- Avoiding Land Tax where possible
- Debt reduction strategies
- Borrowing in a Self Managed Super Fund
- Ensuring adequate insurance in the event of ill health to avoid the possibility of a forced sale
- Determining whether a property is regarded as business real property for superannuation purposes
- Stamp duty issues
- First home owners grant
- First Home Saver Accounts.
Our advice does not cover:
- Marketing
- Specific recommendations of properties.
"Chris and his team at Humphrey Partners have been excellent to deal with for financial planning, estate planning and insurance. I know Chris will look after me and recommend the best direction for our business and for me personally. "
Stu Richardson - Telstra Store Toowong Licensee