Property Advice

If our clients want direct property advice we provide it.

Our property advice includes:

• Discussions of the general characteristics of property.
• Discussions on the differences of apartments, houses, inner city real estate, suburban real estate, mining towns etc.
• Discussions on the different classes of commercial property. (Industrial, retail, office, etc).
• Determining the most appropriate level of gearing (negative and positive).
• Property ownership structures - Joint tenants, tenants in common, discretionary trusts, superannuation funds etc.
• Tax minimisation including in the event of capital gains, depreciation and the building allowance.
• Principal Place of Residence Capital Gains Tax exemption.
• Property ownership asset protection strategy - in the event of litigation or bankruptcy.
• Avoiding Land Tax where possible.
• Debt reduction strategies.
• Borrowing in a Self Managed Super Fund.
• Ensuring adequate insurance in the event of ill health to avoid the possibility of a forced sale.
• Determining whether a property is regarded as business real property for superannuation purposes.
• Stamp duty issues.
• First home owners grant.
• First Home Saver Accounts.

What our property advice does not cover

• Marketing and specific recommendations of properties.